Bengaluru-based fintech startup Billionloans Financial Services Pvt Ltd specialises in offering affordable financing options to small and medium businesses (SMBs) in working capital-intensive sectors such as FMCG, retail, kitchen utensil manufacturing, and apparel. It focuses on tier-I and II cities of Tamil Nadu, Karnataka, Andhra Pradesh and Telangana, besides the industrial hubs of Bengaluru and